Latest call
12-month cases · our estimates
Last $771.19
Bear $645.00Bull $1,587.00
Base $1,091.00
Upside to base: +41.5% · Downside to bear: -16.4%
Every call · newest first
- Oct 19, 2026Long-term+0.0%
- Entry
- $771.19
- Bear / base / bull
- $645.00 / $1,091.00 / $1,587.00
- Conviction
- Medium
- Status
- Open · last $771.19
- Source
- Read the issue →
Beaten down: about 39% lower over 3 months, after regulators let lenders use VantageScore on equal terms. Early signs the moat holds: United Wholesale Mortgage will keep pulling FICO on every broker loan. A 15% job cut should protect margins. Shares rebounded 15.5% this week.
Sources: prices are closing prices from exchange market data (as of 2026-10-16) · Filings: SEC EDGAR (FICO) · calls from the letter’s recommendation log. Result = exit (or last close) vs. entry close. Disclaimer & methodology.